Question 1

What does a fractional CFO actually do?

Accepted Answer

A fractional CFO gives you senior financial leadership without the full-time cost: cash flow forecasting, KPI reporting, budgeting, lender and investor communication, and the judgment that comes from decades of experience. You get the strategic layer above your books, for a set number of hours each month.

Question 2

How much does a fractional CFO cost?

Accepted Answer

Our tiers start at $2,500 per month for Essential Finance and go up to $9,500 for Enterprise Advisory. Final pricing depends on revenue volume, transaction volume, number of accounts, and headcount. Most engagements land between $2,500 and $6,000 per month.

Question 3

When is the right time to hire a fractional CFO?

Accepted Answer

The usual triggers: revenue passing one to two million dollars, growth that outpaces your bookkeeping, cash flow surprises, new lender or investor reporting, or a leadership team making decisions without numbers they trust. If decisions are waiting on the numbers, you are already late.

Question 4

What is the difference between a bookkeeper, a controller, and a CFO?

Accepted Answer

A bookkeeper records what happened. A controller reviews and closes the books so they stay accurate and audit-ready. A CFO looks forward: forecasting, strategy, and decision support. Growing businesses need all three layers, which is exactly how our tiers are built.

Question 5

Do I need a fractional CFO if I already have a bookkeeper?

Accepted Answer

Usually, yes. A bookkeeper keeps the history right; a fractional CFO tells you what to do next. If your books are clean but you still cannot answer where cash will be in ninety days, the missing layer is strategy, not more bookkeeping.

Question 6

Are there long-term contracts?

Accepted Answer

No. All engagements operate on a simple month-to-month retainer with a 30-day notice period. We believe in earning your business every single month.

Question 7

How do you determine where my business falls in pricing?

Accepted Answer

Our base tiers cover standard operational complexity. Final monthly pricing is adjusted based on monthly revenue volume, number of bank/merchant accounts, employee count, and transaction volume.

Question 8

Can I upgrade my plan as my company grows?

Accepted Answer

Absolutely. You can adjust your service tier at the start of any billing cycle as your operational needs evolve.

Tell us where the numbers are stuck.